Testimonies

What my clients say

Real stories from families I've had the honour to protect.

Medical CardSample case

What happened: The fever would not break after 2 days. The doctor confirmed an infection and admitted the baby for IV treatment.
How takaful helped: Admitted to a panel hospital with a guarantee letter (GL), so the parents paid no deposit.

RM6,200 hospital bill, covered by the medical card

Medical CardSample case

What happened: Non-stop vomiting and diarrhoea left the child weak. Two nights in the ward on a drip.
How takaful helped: I checked the cover and arranged the GL with the hospital the same night.

RM3,400 hospital bill, covered by the medical card

Medical CardSample case

What happened: A cough and fever turned into a lung infection, with X-rays, nebuliser treatment and a follow-up visit after discharge.
How takaful helped: Pre- and post-hospitalisation visits were claimed too, and I followed up on the paperwork with AIA.

RM9,800 hospital bill, covered by the medical card

Critical IllnessSample case

What happened: He needed an angioplasty and 3 months of rest, without his full salary.
How takaful helped: The medical card paid for the procedure, and the critical illness plan paid a lump sum to cover family expenses.

RM150,000 lump sum paid out

Sample cases for illustration only. Claim approval depends on your plan terms and the decision of AIA PUBLIC Takaful.